If you keep spending more than you earn and end the month in the red, you may need some help managing your expenses. Fortunately, with a few financial management apps, this becomes much easier.
Several apps for Android, iOS, and Windows Phone can help you stay on track when it comes to spending your money. Many come with various features for creating weekly, monthly, and annual budgets and show you your expenses in spreadsheets and charts so you can better visualize where your money is going. We selected 5 apps to help you manage your personal finances. See below.
1. GuiaBolso
GuiaBolso connects to your checking account to help you spend your money more wisely. It partners with Santander, Itaú, Banco do Brasil, Bradesco, and HSBC, and all you have to do is enter your account information and electronic password for GuiaBolso to start helping you plan your monthly expenses securely. It shows charts so you can better understand where your money is going and also sends alerts to help you control your spending.
2. MoneyWise
With MoneyWise, available only for Android, you can monitor your balance by day, week, month, or year. The financial management app helps users create budgets to achieve their goals and stop ending the month in the red. The data, which can be exported to a computer and imported into a spreadsheet app, helps users create a weekly, biweekly, or monthly budget. You decide which transactions will be included and add expenses with tags such as “Transportation,” “Restaurant,” and others.
Download: Android
3. Finance Plus
Finance Plus lets you manage your expenses and income with information about bills to pay, income to receive, and balances. With the app, users can also generate installments, duplicate entries, and view a summary of entries by month. Available only for Windows Phone, the app allows you to back up your data through OneDrive and display information on the smartphone’s home screen (you can specify whether the accumulated balance or the monthly balance will be displayed).
Download: Windows Phone
4. Toshl Finance
Toshl Finance also lets you have complete control over your finances. You can compare your expenses from a specific period of the month and view your spending in infographics so you can learn from your spending history. The data is automatically saved, and you can plan for the following month, configuring any day as the start of your financial month. The app lets you add expenses in any currency (the real or dollar, for example) and provides a converter for more than 160 currencies.
Download: Android | iOS | Windows Phone
5. Minhas Economias
With Minhas Economias, you can manage your finances and create budgets to avoid ending the month in the red and achieve your goals. It has tracking tools, a dream manager, charts, and reports to help you keep an eye on your money. When you create an account in the app, your financial plan is synchronized across all your devices. iPhone users can make access to the app more restricted by configuring Touch ID.
Do you use any of these apps to manage your finances? Which one is your favorite? Share your experience in the comments below.
